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Do VA Loans Come with Any Downsides for Utah Homebuyers?

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Veterans, active-duty services members and widowed military spouses can use a VA loan to buy a home in Utah, and with the many advantages – including no down payment, relaxed eli ...

Do Utah Homebuyers Need Homeowners’ Insurance?

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When purchasing a house, lots of questions arise. One that occurs to many would-be Utah homebuyers involves homeowners’ insurance. What people want to know is whether coverage is ...

Can You Get an FHA Loan if You Have Credit Issues?

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With more lenient eligibility requirements, FHA loans are an attractive option for would-be Utah homebuyers. However, before approving any mortgage application, lenders evaluate th ...

Mortgage Closing Costs – Need-to-Know Info for Utah Home Buyers

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As a would-be Utah home buyer, you may know closing costs are to be expected with a conventional mortgage. But since you landed here, we’re guessing that you have questions about ...

How Much Mortgage Can You Afford? The 28/36 Rule for Home Loans

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You found the home of your dreams in Orem, Utah, but how much can you really afford to borrow? As a home buyer, you need to be comfortable with your monthly mortgage payment. Befor ...

Buying Your First Utah Home? Avoid These Costly Mortgage Mistakes

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As a first-time Utah homebuyer, it’s normal to feel a bit overwhelmed. Taking out a mortgage is a major commitment, one you can’t afford to get wrong – yet for anyone new to ...

Mortgage Refinance Loans – The Basics on Refinancing a Mortgage

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Thinking about refinancing your mortgage? Replacing your current home loan with a new one could be a smart decision — but if you’re like many Utah homeowners, you may be in ...