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Mortgage Insurance: What’s the Difference Between MIP and PMI?
If you take out a home loan, will you have to pay for mortgage insurance? That depends on how you decide to finance your Utah home purchase and on the amount of your down payment. ...
How Your Home Loan Down Payment Impacts Your Interest Rate
You’re nearly ready to apply for a home loan – you have a stable income and you’ve spent the last several months doing what you can to make yourself a more attractive mortgag ...
Advantages of Mortgage Pre-Approval for First-Time Home Buyers
Did you know that a mortgage pre-approval letter is often the deciding factor for home sellers in Utah? First-time home buyers often get caught up in the excitement of searching fo ...
How to Choose the Right Mortgage for Your First Utah Home
Finding homes for sale in Orem, Utah, is easy. Finding the right mortgage, not so much. As a first-time homebuyer, you may find it helpful to gain some insight on the borrowing pro ...
FHA Loan Guidelines for Buying a Foreclosed Home
Are you thinking about buying a foreclosed home in Utah? An FHA loan, guaranteed by the Federal Housing Administration, can be an affordable means of financing the purchase. Since ...
Why Use a VA Loan to Buy a Home?
Millions of veterans, active-duty service members and surviving spouses have achieved the dream of homeownership through the VA loan program – and for Utah residents who are elig ...
Should You Pay for Mortgage Discount Points?
When you take out a home loan, scoring a low interest rate can save you a great deal of money in the long run. By paying for mortgage discount points, you can buy down your rate � ...