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Mortgage Rate Locks – What Utah Homebuyers Need to Know
Mortgage rates are constantly fluctuating, and that can cause stress for Orem homebuyers who are looking to secure the best deal. If you’re concerned, one potential solution is t ...
Applying for a Mortgage? Why It’s Wise to Avoid Major Purchases
So, you’d like to buy a home in Orem, Utah, and you plan to apply for a mortgage. You’re aware that lenders will thoroughly examine your financial situation to ensure you’re ...
How Does Debt-to-Income Ratio Affect Mortgages?
You make a good living and pay your bills on time, but are you mortgage-worthy? To finance the purchase of a Utah home, you’ll need to meet certain standards. Utah mortgage lende ...
An Overview of the Home Loan Process
The home loan process can be a bit daunting, particularly if this is your first time seeking financing. You don’t have to go it alone, of course – an experienced mortgage broke ...
Pros and Cons of Conventional Loans for Utah Homebuyers
Could you benefit from a conventional loan? When you’re contemplating how to fund the purchase of a Utah home, the multitude of mortgage types and borrowing options might take yo ...
Refinancing Your Mortgage? Why Your Loan-to-Value Ratio Matters
So, you’re planning to refinance the mortgage you initially used to buy a home in Orem, Utah. Maybe you’d like to take out cash or consolidate debts. Or perhaps you’re hoping ...
How to Buy a Home with No Down Payment in Orem, Utah
The standard advice for anyone who wants to buy a home is to save up for a down payment first – and that you need to put down at least 20 percent of the purchase price. But if yo ...