Our Services

Conventional Home Loans

Conventional home loans offer an attractive combination of flexibility and affordability for purchasing or refinancing a home. A conventional loan, al...

Refinancing & Debt Consolidation

Refinancing and debt consolidation is great for lowering your monthly bills. You can also use this approach to consolidate your debts using your home�...

Home Grants

Many different home-grant programs are available to Utah homebuyers today. These programs are designed to help make the dream of home ownership a real...

Construction Loans

Construction loans make it possible for you to build your northern Utah dream home. We all dream of the perfect house, for ourselves and our families,...

FHA Loans

FHA loans offer Utah homebuyers a flexible and low-cost option to finance their home purchase in Orem and the surrounding communities. Intercap Lendin...

First-Time Homebuyers’ Loans

For first-time homebuyers, loans and mortgage-related issues can be daunting and confusing, to say the least. In fact, buyers often put off buying the...

Investment Loans

Investment loans allow Utah borrowers to purchase rental properties and second homes. The rental market is hot, and experts anticipate it will remain ...

Jumbo Home Loans

Jumbo home loans provide unique solutions for buyers in the market for high-dollar Utah homes. You might be surprised to know that you can choose from...

Renovation Loans

Renovation loans, sometimes called home improvement loans, allow you to purchase a home that needs some work, or to refinance and remodel your current...

Reverse Mortgages

Reverse mortgages offer older homeowners significant financial security. Unfortunately, these loans remain largely misunderstood by many consumers. Un...

Second Mortgages & HELOCs

Second mortgages and HELOCs (home equity lines of credit) allow homeowners to convert their home equity into liquid form. How you use the funds is up ...

USDA Loans

USDA loans are great for financing a home purchase in a rural area of Utah. The U.S. Department of Agriculture (USDA) designed this program to help im...

Zero-Down & Low-Down Home Loans

Zero-down and low-down home loans are ideal for strong buyers who don’t want to put a lot of cash into purchasing a house. Intercap Lending of Orem,...

VA Loans

VA loans make it easy for current and former military members to realize the dream of owning a home. Home loans guaranteed by the U.S. Department of V...