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Want to Get a Mortgage Loan? What You Need to Know About FICO®

mortgage loan Utah

To determine if you qualify for a mortgage loan to buy a home in northern Utah, mortgage lenders will consider your income, your debts, your credit history and a host of other fact ...

What’s the Minimum Mortgage Down Payment for Homes in Orem, Utah?

VA loans Orem

If you’re ready to buy a home in Orem, Utah, the required mortgage down payment is likely on your mind. Have you saved enough money to put down on your dream house? For many year ...

What Is a Short-Term Mortgage? Pros & Cons for Orem Home Buyers

mortgage Orem

Not all Orem home buyers like the idea of making mortgage payments for the next 30 years. Finding the right home loan requires careful reflection, as you need to understand your ne ...

Understanding the Home Loan Underwriting Process

home loan Utah

For you, a resident of Utah, a home loan is a huge responsibility– and for your mortgage lender, letting you borrow is a risk. That’s why, after you formally apply for home fin ...

How Do Mortgage Discount Points Work?

mortgage Orem, Utah

When you buy a home in Orem, Utah, your mortgage lender may offer you the opportunity to buy down your interest rate by paying for discount points. The more points you buy, the low ...

Non-Allowable Fees and VA Loan Closing Costs

VA loan Utah

Many Utah home buyers face numerous closing costs. Taking out a VA loan, or a mortgage backed by the U.S. Department of Veterans Affairs, is one way to minimize the amount you’ll ...

Should You Work With a Utah Mortgage Broker?

Utah mortgage broker

Shopping around for a home loan can be a challenging, time-consuming task. With help from a Utah mortgage broker, the process is much less stressful – and since brokers have acce ...