Blog
How Does Debt-to-Income Ratio Affect Mortgages?
You make a good living and pay your bills on time, but are you mortgage-worthy? To finance the purchase of a Utah home, you’ll need to meet certain standards. Utah mortgage lende ...
An Overview of the Home Loan Process
The home loan process can be a bit daunting, particularly if this is your first time seeking financing. You don’t have to go it alone, of course – an experienced mortgage broke ...
Pros and Cons of Conventional Loans for Utah Homebuyers
Could you benefit from a conventional loan? When you’re contemplating how to fund the purchase of a Utah home, the multitude of mortgage types and borrowing options might take yo ...
Refinancing Your Mortgage? Why Your Loan-to-Value Ratio Matters
So, you’re planning to refinance the mortgage you initially used to buy a home in Orem, Utah. Maybe you’d like to take out cash or consolidate debts. Or perhaps you’re hoping ...
How to Buy a Home with No Down Payment in Orem, Utah
The standard advice for anyone who wants to buy a home is to save up for a down payment first – and that you need to put down at least 20 percent of the purchase price. But if yo ...
Can You Buy a Home with an FHA Loan if You Have Credit Problems?
If your credit history isn’t as strong as you’d like, an FHA loan could be the means to becoming a Utah homeowner. Compared to other mortgage options, FHA loans are easier to q ...
The Best Time of Year to Buy a Home in Utah
If you’re planning to buy a home in Utah, you might wonder when to start the mortgage process. Are certain times of the year better for homebuyers? Houses go on the market throug ...