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How to Shop for a Home Loan
Did you know that interest rates for home loans can vary widely from lender to lender? Shopping around – instead of relying on your existing banking relationships or taking the f ...
Can a Reverse Mortgage Provide You with a Source of Cash?
If the coronavirus pandemic is wreaking havoc on your budget, you’re not alone. A reverse mortgage could help you weather the storm without financial worries, but unfortunately, ...
Can You Get a VA Loan for the Home You Want to Buy?
Let’s say you’re a veteran or service member who has applied for a VA loan. You already have a Certificate of Eligibility, the document you’ll need to show your mortgage lend ...
30-Year or 15-Year Fixed-Rate Mortgage – Which Is Right for You?
The vast majority of homebuyers choose a 30-year fixed-rate mortgage – about 90 percent, according to Freddie Mac, the Federal Home Loan Mortgage Corporation. Should you do the s ...
Falling Behind on Your Mortgage Payments Due to COVID-19
Has COVID-19 and a resulting medical emergency or sudden job loss caused you to fall behind on your mortgage payments? Whatever the reason for your financial difficulties, you have ...
How Does a Second Mortgage Work?
If you need a significant amount of cash, taking out a second mortgage on your Utah home could be an option. Borrowing against the equity you’ve built up in the property can be a ...
Buying a Home? Pros and Cons of Using an FHA Loan
An FHA loan is a mortgage backed by the Federal Housing Administration, and for many people, this type of home financing is ideal. The home loan program provides borrowers with sev ...