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Refinancing Your Mortgage? Why Your Loan-to-Value Ratio Matters
So, you’re planning to refinance the mortgage you initially used to buy a home in Orem, Utah. Maybe you’d like to take out cash or consolidate debts. Or perhaps you’re hoping ...
How to Buy a Home with No Down Payment in Orem, Utah
The standard advice for anyone who wants to buy a home is to save up for a down payment first – and that you need to put down at least 20 percent of the purchase price. But if yo ...
Can You Buy a Home with an FHA Loan if You Have Credit Problems?
If your credit history isn’t as strong as you’d like, an FHA loan could be the means to becoming a Utah homeowner. Compared to other mortgage options, FHA loans are easier to q ...
The Best Time of Year to Buy a Home in Utah
If you’re planning to buy a home in Utah, you might wonder when to start the mortgage process. Are certain times of the year better for homebuyers? Houses go on the market throug ...
Do VA Loans Come with Any Downsides for Utah Homebuyers?
Veterans, active-duty services members and widowed military spouses can use a VA loan to buy a home in Utah, and with the many advantages – including no down payment, relaxed eli ...
Do Utah Homebuyers Need Homeowners’ Insurance?
When purchasing a house, lots of questions arise. One that occurs to many would-be Utah homebuyers involves homeowners’ insurance. What people want to know is whether coverage is ...
Can You Get an FHA Loan if You Have Credit Issues?
With more lenient eligibility requirements, FHA loans are an attractive option for would-be Utah homebuyers. However, before approving any mortgage application, lenders evaluate th ...