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Understanding Closing Costs for Conventional Loans
If you’re planning to buy a home in Orem, the nearby northern Utah area or anywhere else, there’s a good chance that a conventional loan may provide the funds you need. Convent ...
Second Mortgages – A Guide for Utah Homeowners
Whether you’re in need of cash for college tuition, emergency repairs or any other purpose, a second mortgage could be the answer. If you’re like many people in Orem, Utah, you ...
Is an FHA Loan the Right Mortgage Solution for You?
If you’re ready to buy a home in Orem, Utah, you may be considering an FHA loan – and yes, a mortgage that’s backed by the Federal Housing Administration could be a good choi ...
Home Loan Terms – Comparing 15- and 30-Year Fixed-Rate Mortgages
For quite a few years, the 30-year fixed-rate mortgage has been the prevailing choice among homebuyers in Orem, Utah. According to the Federal Home Loan Mortgage Corporation known ...
Mortgage 101 – Understanding PITI and Monthly Home Loan Payments
If you’re hoping to become an Orem homeowner, you’ve likely done some research on mortgage loans. You may have looked at home prices in northern Utah, too, and you’re probabl ...
Want to Buy a Home? The Benefits of Using a Utah Mortgage Broker
If you’re in the market to buy a home in Utah, working with a mortgage broker is a smart move. Brokers are licensed to originate home loans, but beyond that, we’re like highly ...
Can You Use Gift Money for a Home Loan Down Payment in Utah?
If you’re ready to become a Utah homeowner and you happen to receive a monetary gift, can you use the cash for a home loan down payment? Quite possibly, the answer to this questi ...