Blog
Mortgage Closing Costs – Need-to-Know Info for Utah Home Buyers
As a would-be Utah home buyer, you may know closing costs are to be expected with a conventional mortgage. But since you landed here, we’re guessing that you have questions about ...
How Much Mortgage Can You Afford? The 28/36 Rule for Home Loans
You found the home of your dreams in Orem, Utah, but how much can you really afford to borrow? As a home buyer, you need to be comfortable with your monthly mortgage payment. Befor ...
Buying Your First Utah Home? Avoid These Costly Mortgage Mistakes
As a first-time Utah homebuyer, it’s normal to feel a bit overwhelmed. Taking out a mortgage is a major commitment, one you can’t afford to get wrong – yet for anyone new to ...
Mortgage Refinance Loans – The Basics on Refinancing a Mortgage
Thinking about refinancing your mortgage? Replacing your current home loan with a new one could be a smart decision — but if you’re like many Utah homeowners, you may be in ...
Government-Backed Home Loans – What You Need to Know
Ready to become a Utah homeowner? A government-backed home loan could help you to achieve that goal. Government-backed loan programs are designed to make homeownership more afforda ...
Mortgage Insurance: What’s the Difference Between MIP and PMI?
If you take out a home loan, will you have to pay for mortgage insurance? That depends on how you decide to finance your Utah home purchase and on the amount of your down payment. ...
How Your Home Loan Down Payment Impacts Your Interest Rate
You’re nearly ready to apply for a home loan – you have a stable income and you’ve spent the last several months doing what you can to make yourself a more attractive mortgag ...