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Home Loan Eligibility – Understanding Your Debt-to-Income Ratio

home loan Utah

When considering your eligibility for a home loan, lenders will consider many factors. One of the most important is your debt-to-income ratio (DTI). This figure, expressed in a per ...

What Is a Conforming Mortgage Loan?

home mortgage loans Utah

If you’re looking into the idea of buying a home, you’ve likely come across some unfamiliar mortgage industry lingo. Understanding your financing options is essential – and t ...

Mortgage Refinancing 101: How to Refinance a Loan in Utah

Utah refinance loan

You may have heard about the benefits of mortgage refinancing – and yes, replacing your current home loan with a new mortgage could be a smart financial decision. Is now a good t ...

How to Get a Home Loan When You’re Self-Employed

mortgage brokerage Orem, Utah

Lenders require proof of income for home loan approval, and that makes getting a mortgage more of a challenge for self-employed borrowers. But if you’re working for yourself, don ...

Adjustable-Rate Mortgages: How Interest Rate Cap Structures Work

home mortgages Utah

An adjustable-rate mortgage (ARM) is a home loan with an interest rate that fluctuates – and a rate change can raise or lower the amount of the monthly payments. Is an ARM right ...

Why a 30-Year Mortgage Loan May Be a Smart Choice

Mortgage broker Provo Utah

Are you thinking a 10-year or 15-year mortgage loan is the right choice for you? Buying a home means taking on a massive debt, and you may want to go with a shorter term to pay off ...

Types of Mortgages for First-Time Home Buyers in Utah County

Home loans Utah county

Are you a first-time home buyer in Utah? Researching your mortgage options is just as important as finding the right neighborhood. By learning about the various home loan programs ...