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Should You Pay for Mortgage Discount Points?
When you take out a home loan, scoring a low interest rate can save you a great deal of money in the long run. By paying for mortgage discount points, you can buy down your rate � ...
Should You Consider a Cash-Out Refinance Loan?
With traditional refinancing, a new home loan replaces the existing mortgage. Utah homeowners go this route for a number of reasons, like locking in a lower interest rate or switch ...
Mortgage Questions – How Much Money Do You Need to Buy a Home?
If you’re looking to buy a home in the Orem, Utah, area, taking out a mortgage may be the means to making your dreams come true. However, even if you plan on financing the purcha ...
Understanding Closing Costs for Conventional Loans
If you’re planning to buy a home in Orem, the nearby northern Utah area or anywhere else, there’s a good chance that a conventional loan may provide the funds you need. Convent ...
Second Mortgages – A Guide for Utah Homeowners
Whether you’re in need of cash for college tuition, emergency repairs or any other purpose, a second mortgage could be the answer. If you’re like many people in Orem, Utah, you ...
Is an FHA Loan the Right Mortgage Solution for You?
If you’re ready to buy a home in Orem, Utah, you may be considering an FHA loan – and yes, a mortgage that’s backed by the Federal Housing Administration could be a good choi ...
Home Loan Terms – Comparing 15- and 30-Year Fixed-Rate Mortgages
For quite a few years, the 30-year fixed-rate mortgage has been the prevailing choice among homebuyers in Orem, Utah. According to the Federal Home Loan Mortgage Corporation known ...