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How Do Mortgage Discount Points Work?
When you buy a home in Orem, Utah, your mortgage lender may offer you the opportunity to buy down your interest rate by paying for discount points. The more points you buy, the low ...
Non-Allowable Fees and VA Loan Closing Costs
Many Utah home buyers face numerous closing costs. Taking out a VA loan, or a mortgage backed by the U.S. Department of Veterans Affairs, is one way to minimize the amount you’ll ...
Should You Work With a Utah Mortgage Broker?
Shopping around for a home loan can be a challenging, time-consuming task. With help from a Utah mortgage broker, the process is much less stressful – and since brokers have acce ...
FHA Loans & Mortgage Insurance Premiums – What You Need to Know
Looking to buy a home in Orem, Utah? Taking out an FHA loan, backed by the Federal Housing Administration, could be a great way to make that happen. First-time home buyers througho ...
Does Mortgage Pre-Approval Hurt Your Credit Score?
Going through the Utah mortgage pre-approval process can be a smart step if you’re ready to become a homeowner. If you get pre-approved for a home loan, you’ll show sellers tha ...
Can You Ask a Home Seller to Pay Mortgage Closing Costs?
You wouldn’t be the first to say that the thought of mortgage closing costs has you feeling uneasy. The total due at closing will likely be between two and six percent of the pur ...
How to Save Money for a Home Loan Down Payment
Wondering how you can save up enough money for a home loan down payment? You may qualify for a zero-down mortgage program, freeing you from having to worry about the problem. If no ...