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Thinking of a Home Renovation Loan?
The prospect of applying for a home renovation loan can make even experienced real estate buyers and borrowers nervous. The reason for this hesitation has little to do with the com ...
Mortgage Loans 101: What Is Private Mortgage Insurance (PMI)?
Mortgage loans seem to have a language all their own, and terms like private mortgage insurance or PMI can be confusing. For most types of insurance, you pay a premium, and in ...
How Much Down Payment Do You Need to Buy a House?
To buy a house, you will need cash for a down payment — but how much? If you read investment magazines and financial blogs, you’ve probably seen many r ...
Can You Get a Mortgage or Home Loan for an Investment Property?
A mortgage or a home loan for an investment property can be harder to get than for a property you plan to live in. But you have options for financing the purchase of a rental prope ...
Can You Afford to Buy a House?
When you buy a house, your life changes significantly for the better. Homeownership grants a level of stability and a true sense of place that you can’t experience as a ...
Utah Second Mortgage Rates & Requirements
In Utah, a second mortgage is a simple and cost-effective way to take advantage of the equity you have in your home. You can use a second mortgage to consolidate your debts, t ...
What Is a FICO Score & How Does It Affect Your Home Loan?
When you apply for a home loan, your FICO score will help determine whether you get approved and if so, for how much. Mortgage lenders use several tools to assess credit risk ...