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3 Home Mortgage Myths Explained
If you’re shopping for a home mortgage, you may be basing some of your critical financial decisions on bad information. Home buyers often talk to friends and family about th ...
When Applying for a Home Loan, Does Your Spouse’s Credit Matter?
If you’re applying for a home loan, you may assume — as most borrowers do — that both spouses automatically go on the loan. But what if your spouse isn’ ...
Tri-Merge Credit Report Facts You Need to Know to Get a Mortgage
When applying for a mortgage, your credit report can make or break your chances of getting an approval and a favorable interest rate. Mortgage lenders use a tri-merge report, along ...
Mortgage Loans 101: What’s the Difference Between a Banker & Broker?
If you’re shopping for a mortgage loan, either for a purchase or a refinance, you may encounter both bankers and brokers who specialize in home loans. So what’s the difference? ...
First-Time Buyers: Start the Home Loan Process Here
First-time buyers often find the prospect of applying and qualifying for a home loan to be daunting — often to the point of putting off purchasing a home. Many potentia ...
Should You Refinance Your Utah Home Now, or Wait?
If you’ve considered a refinance for your Utah home loan, it may be time to move forward with your plan. Depending on your current home loan and your property value, you could si ...
How Much Will My Mortgage Payment Be if I Buy a House?
When you buy a house, your mortgage payment will be one of your largest monthly expenses. Naturally, you want to know — need to know — how much you can expe ...