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What Is a Second Mortgage & How Can it Benefit You?
A second mortgage is, in its most basic form, a home loan that is similar in many ways to your primary mortgage, but different enough to confuse potential borrowers. This type ...
3 Home Mortgage Myths Explained
If you’re shopping for a home mortgage, you may be basing some of your critical financial decisions on bad information. Home buyers often talk to friends and family about th ...
When Applying for a Home Loan, Does Your Spouse’s Credit Matter?
If you’re applying for a home loan, you may assume — as most borrowers do — that both spouses automatically go on the loan. But what if your spouse isn’ ...
Tri-Merge Credit Report Facts You Need to Know to Get a Mortgage
When applying for a mortgage, your credit report can make or break your chances of getting an approval and a favorable interest rate. Mortgage lenders use a tri-merge report, along ...
Mortgage Loans 101: What’s the Difference Between a Banker & Broker?
If you’re shopping for a mortgage loan, either for a purchase or a refinance, you may encounter both bankers and brokers who specialize in home loans. So what’s the difference? ...
First-Time Buyers: Start the Home Loan Process Here
First-time buyers often find the prospect of applying and qualifying for a home loan to be daunting — often to the point of putting off purchasing a home. Many potentia ...
Should You Refinance Your Utah Home Now, or Wait?
If you’ve considered a refinance for your Utah home loan, it may be time to move forward with your plan. Depending on your current home loan and your property value, you could si ...