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Making Sense of Utah Mortgage Rates: What You Need to Know

pre-qualification or pre-approval mortgage

Home mortgage pre-qualification and pre-approval are not one and the same, despite what you may believe. If a lender has pre-qualified you for a mortgage, it doesn’t mean you wil ...

5 Costly Mortgage Mistakes You Don’t Want to Make

mortgage mistakes

Many homebuyers are unfamiliar with mortgage and the world of home financing, making costly mistakes all too common. With the right information and advice, however, ...

What Credit Score Do You Need to Buy a House in Utah?

Credit Score Buy a House

If you would like to buy a house in northern Utah, how high does your credit score need to be? This is one of the most commonly asked questions, both by first-time buyers and exper ...

Making Sense of Utah Mortgage Rates

Utah Mortgage Rates

Today’s mortgage rates are probably at the forefront of your mind if you’re considering buying a Utah home or refinancing your current home loan. If you’ve been keeping an ey ...

Should You Refinance Your Home Now, or Wait?

Should You Refinance Your Home Now, or Wait

If you’re looking to refinance your home, you probably have lots of questions — especially if you’ve never done a refinance before. Although the process for getting ...

Thinking of a Home Renovation Loan?

Thinking of a Home Renovation Loan

The prospect of applying for a home renovation loan can make even experienced real estate buyers and borrowers nervous. The reason for this hesitation has little to do with the com ...

Mortgage Loans 101: What Is Private Mortgage Insurance (PMI)?

Mortgage Loans 101 What Is Private Mortgage Insurance (PMI)

Mortgage loans seem to have a language all their own, and terms like private mortgage insurance or PMI can be confusing. For most types of insurance, you pay a premium, and in ...