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Are You Ready for a Mortgage Loan? Ask Yourself These Questions
You’re tired of renting, and you’d love to start putting your hard-earned money toward your own Orem home. But are you actually ready for a mortgage loan? Whether you choose to ...
Plan to Buy a Home Soon? Must-Know Tips for Mortgage Shopping
A home in Orem, Utah, is a major life purchase – for many of us, it’s the biggest financial transaction we’ll ever make. As such, mortgage shopping is incredibly important. H ...
Mortgage Broker vs. Mortgage Banker – What’s the Difference?
Looking to buy your first home in Orem, Utah? When shopping for a home loan, working with an experienced professional who knows the ins and outs of the Utah lending process is quit ...
Want to Get a Mortgage Loan? What You Need to Know About FICO®
To determine if you qualify for a mortgage loan to buy a home in northern Utah, mortgage lenders will consider your income, your debts, your credit history and a host of other fact ...
What’s the Minimum Mortgage Down Payment for Homes in Orem, Utah?
If you’re ready to buy a home in Orem, Utah, the required mortgage down payment is likely on your mind. Have you saved enough money to put down on your dream house? For many year ...
What Is a Short-Term Mortgage? Pros & Cons for Orem Home Buyers
Not all Orem home buyers like the idea of making mortgage payments for the next 30 years. Finding the right home loan requires careful reflection, as you need to understand your ne ...
Understanding the Home Loan Underwriting Process
For you, a resident of Utah, a home loan is a huge responsibility– and for your mortgage lender, letting you borrow is a risk. That’s why, after you formally apply for home fin ...