Blog
How to Choose the Right Orem Mortgage Lender
You want to buy a house in Orem, and for that to happen, you need to take out a home loan. But how do you go about finding the right Utah mortgage lender to work with? Your new hom ...
Home Loan Eligibility – Understanding Your Debt-to-Income Ratio
When considering your eligibility for a home loan, lenders will consider many factors. One of the most important is your debt-to-income ratio (DTI). This figure, expressed in a per ...
What Is a Conforming Mortgage Loan?
If you’re looking into the idea of buying a home, you’ve likely come across some unfamiliar mortgage industry lingo. Understanding your financing options is essential – and t ...
Mortgage Refinancing 101: How to Refinance a Loan in Utah
You may have heard about the benefits of mortgage refinancing – and yes, replacing your current home loan with a new mortgage could be a smart financial decision. Is now a good t ...
How to Get a Home Loan When You’re Self-Employed
Lenders require proof of income for home loan approval, and that makes getting a mortgage more of a challenge for self-employed borrowers. But if you’re working for yourself, don ...
Adjustable-Rate Mortgages: How Interest Rate Cap Structures Work
An adjustable-rate mortgage (ARM) is a home loan with an interest rate that fluctuates – and a rate change can raise or lower the amount of the monthly payments. Is an ARM right ...
Why a 30-Year Mortgage Loan May Be a Smart Choice
Are you thinking a 10-year or 15-year mortgage loan is the right choice for you? Buying a home means taking on a massive debt, and you may want to go with a shorter term to pay off ...