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30-Year or 15-Year Fixed-Rate Mortgage – Which Is Right for You?
The vast majority of homebuyers choose a 30-year fixed-rate mortgage – about 90 percent, according to Freddie Mac, the Federal Home Loan Mortgage Corporation. Should you do the s ...
Falling Behind on Your Mortgage Payments Due to COVID-19
Has COVID-19 and a resulting medical emergency or sudden job loss caused you to fall behind on your mortgage payments? Whatever the reason for your financial difficulties, you have ...
How Does a Second Mortgage Work?
If you need a significant amount of cash, taking out a second mortgage on your Utah home could be an option. Borrowing against the equity you’ve built up in the property can be a ...
Buying a Home? Pros and Cons of Using an FHA Loan
An FHA loan is a mortgage backed by the Federal Housing Administration, and for many people, this type of home financing is ideal. The home loan program provides borrowers with sev ...
Mortgage Closing Mistakes: What to Avoid When Closing on a Home
The mortgage closing process can be quite stressful, as anything from the appraisal falling short to major issues coming to light during the home inspection can cause the deal to c ...
Is a Fixed-Rate Home Loan Right for You?
If you’ve found your dream house and want the perfect mortgage, a fixed-rate home loan could be your ideal solution. A fixed interest rate mortgage can provide you with stability ...
Mortgage Refinancing: Should You Stay with Your Current Lender?
If you’re looking to score a lower home loan payment, mortgage refinancing can help you achieve your goal. And sticking with your current lender can be an easy route to take, as ...