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The First-Time Home Buyer’s Guide to Utah Mortgages

Mortgage programs for first-time buyers in Utah

If you’re a first-time home buyer, chances are you may be a bit in the dark about mortgages. And, before you head down the path to becoming a homeowner, you want to understand th ...

Do You Qualify for a Utah VA Home Loan?

Utah VA mortgage loans

A mortgage though the Department of Veterans Affairs, more commonly known as a VA home loan, offers several advantages. No down payment, no monthly private mortgage insurance premi ...

Can a Renter Help Pay Your Home Loan?

Buying a duplex in Utah

Buying a two-family house or duplex and getting a renter to help pay your home loan may seem like an ideal solution. And you could be right — for some people, the arrangement ...

Don’t Fall for a Mortgage Closing Scam!

Orem, Utah mortgage lender

Did you know that mortgage closing scams are on the rise? Scammers, using a sophisticated phishing scheme, are taking advantage of homebuyers by diverting down payments and closing ...

Conventional Mortgages vs. FHA Loans – What’s the Difference?

FHA vs. Conventional home loans

If you’re planning to buy a home, conventional mortgages and FHA loans are two of your financing options, and each comes with unique benefits and drawbacks. Choosing the home loa ...

Mortgage Questions – How are Home Loan Interest Rates Determined?

Mortgage interest rates Utah

When you’re shopping for a mortgage, you want the lowest possible home loan interest rate. After all, the money you pay in interest doesn’t help pay off your balance – those ...

How Much Mortgage Can You Afford?

Utah home mortgage advice

If you’re planning to buy a new home, you need a mortgage that works with your budget. As a general rule, most people can afford to finance a property with a price of up to two a ...