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Are Mortgage Closing Costs Negotiable?
Mortgage closing costs are unavoidable with most conventional home loans, and the expense can amount to several thousand dollars or more. In most cases, the total due at closing is ...
The First-Time Home Buyer’s Guide to Utah Mortgages
If you’re a first-time home buyer, chances are you may be a bit in the dark about mortgages. And, before you head down the path to becoming a homeowner, you want to understand th ...
Do You Qualify for a Utah VA Home Loan?
A mortgage though the Department of Veterans Affairs, more commonly known as a VA home loan, offers several advantages. No down payment, no monthly private mortgage insurance premi ...
Can a Renter Help Pay Your Home Loan?
Buying a two-family house or duplex and getting a renter to help pay your home loan may seem like an ideal solution. And you could be right — for some people, the arrangement ...
Don’t Fall for a Mortgage Closing Scam!
Did you know that mortgage closing scams are on the rise? Scammers, using a sophisticated phishing scheme, are taking advantage of homebuyers by diverting down payments and closing ...
Conventional Mortgages vs. FHA Loans – What’s the Difference?
If you’re planning to buy a home, conventional mortgages and FHA loans are two of your financing options, and each comes with unique benefits and drawbacks. Choosing the home loa ...
Mortgage Questions – How are Home Loan Interest Rates Determined?
When you’re shopping for a mortgage, you want the lowest possible home loan interest rate. After all, the money you pay in interest doesn’t help pay off your balance – those ...