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Can You Ask a Home Seller to Pay Mortgage Closing Costs?
You wouldn’t be the first to say that the thought of mortgage closing costs has you feeling uneasy. The total due at closing will likely be between two and six percent of the pur ...
How to Save Money for a Home Loan Down Payment
Wondering how you can save up enough money for a home loan down payment? You may qualify for a zero-down mortgage program, freeing you from having to worry about the problem. If no ...
How to Avoid Private Mortgage Insurance When Buying a Utah Home
Did you know that private mortgage insurance (PMI) can make your monthly home loan payments hundreds of dollars higher? Many people who plan to buy a home in Utah don’t realize t ...
Mortgage Advice for First-Time Homebuyers in Orem, Utah
As a first-time homebuyer in Utah, having an experienced mortgage professional in your corner will make the process of getting financing much easier. However, you’re wise to do s ...
How to Choose the Right Orem Mortgage Lender
You want to buy a house in Orem, and for that to happen, you need to take out a home loan. But how do you go about finding the right Utah mortgage lender to work with? Your new hom ...
Home Loan Eligibility – Understanding Your Debt-to-Income Ratio
When considering your eligibility for a home loan, lenders will consider many factors. One of the most important is your debt-to-income ratio (DTI). This figure, expressed in a per ...
What Is a Conforming Mortgage Loan?
If you’re looking into the idea of buying a home, you’ve likely come across some unfamiliar mortgage industry lingo. Understanding your financing options is essential – and t ...