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Home Loan Closing Costs Explained

What will your mortgage closings costs be?

With a conventional home loan, closing costs are to be expected – and if you’re like many homebuyers, you have questions about the expense. At Intercap Lending, our profess ...

Reasons to Consider an Adjustable-Rate Mortgage

Utah ARM loans

With an adjustable-rate mortgage (ARM), the interest rate you’ll pay – and, therefore, the amount of your monthly home loan payment — can fluctuate based upon the market. ...

Cash-Out Refinance Loan vs. Home Equity Line of Credit

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Are you looking to borrow against the equity in your Utah home? You could go for a cash-out refinance loan, which replaces your current mortgage with a larger home loan and provide ...

What a Utah Mortgage Broker Can Do for You

Utah mortgage broker

You’re ready to become a homeowner, so you’re looking for financing – and working with a mortgage broker is to your benefit. How so? What does a mortgage broker bring to the ...

How Do You Qualify for a Jumbo Home Loan?

Utah jumbo home loans

If the house of your dreams is in an expensive area, you may need a jumbo home loan to become the owner. Federally-backed mortgage companies only guarantee loans that are under a c ...

What Is a Graduated Payment Mortgage?

How can I lower my mortgage payments

Many people believe that home loans fall into one of two major categories — they’re either fixed-rate mortgages or adjustable-rate mortgages. And while that’s not inaccur ...

Can You Use an FHA Loan to Buy a Foreclosed Home?

Utah FHA loans

FHA loans, which are guaranteed by the Federal Housing Administration, can be used to buy almost any type of home in Utah. And yes, that includes properties that are in foreclosure ...