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Mortgage Refinancing 101: How to Refinance a Loan in Utah
You may have heard about the benefits of mortgage refinancing – and yes, replacing your current home loan with a new mortgage could be a smart financial decision. Is now a good t ...
How to Get a Home Loan When You’re Self-Employed
Lenders require proof of income for home loan approval, and that makes getting a mortgage more of a challenge for self-employed borrowers. But if you’re working for yourself, don ...
Adjustable-Rate Mortgages: How Interest Rate Cap Structures Work
An adjustable-rate mortgage (ARM) is a home loan with an interest rate that fluctuates – and a rate change can raise or lower the amount of the monthly payments. Is an ARM right ...
Why a 30-Year Mortgage Loan May Be a Smart Choice
Are you thinking a 10-year or 15-year mortgage loan is the right choice for you? Buying a home means taking on a massive debt, and you may want to go with a shorter term to pay off ...
Types of Mortgages for First-Time Home Buyers in Utah County
Are you a first-time home buyer in Utah? Researching your mortgage options is just as important as finding the right neighborhood. By learning about the various home loan programs ...
Mortgage Questions: Pre-Qualification vs. Home Loan Pre-Approval
Many home buyers think of mortgage pre-qualification and mortgage pre-approval as being two terms for the same process. This isn’t the case. Getting pre-qualified for a home loan ...
Beginner’s Guide to Conventional Mortgages
Conventional mortgages can be a smart option for many Utah homebuyers. This type of financing isn’t guaranteed by a government agency, but in most cases conforms to the guideline ...