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Utah Second Mortgage Rates & Requirements
In Utah, a second mortgage is a simple and cost-effective way to take advantage of the equity you have in your home. You can use a second mortgage to consolidate your debts, t ...
What Is a FICO Score & How Does It Affect Your Home Loan?
When you apply for a home loan, your FICO score will help determine whether you get approved and if so, for how much. Mortgage lenders use several tools to assess credit risk ...
Home Loan Comparison: Conforming vs. Non-Conforming Loans
You have a variety of home loan options available to you when buying a house, and making the right choice will help ensure a healthier financial future. Make the wro ...
Can You Get a Mortgage in Utah for a Fixer-Upper?
To get a mortgage in Utah for a fixer-upper, talk to a home loan specialist about the FHA 203k program. Many potential buyers explore the possibility of purchasing a house that nee ...
What Is a Second Mortgage & How Can it Benefit You?
A second mortgage is, in its most basic form, a home loan that is similar in many ways to your primary mortgage, but different enough to confuse potential borrowers. This type ...
3 Home Mortgage Myths Explained
If you’re shopping for a home mortgage, you may be basing some of your critical financial decisions on bad information. Home buyers often talk to friends and family about th ...
When Applying for a Home Loan, Does Your Spouse’s Credit Matter?
If you’re applying for a home loan, you may assume — as most borrowers do — that both spouses automatically go on the loan. But what if your spouse isn’ ...