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Home Financing – Fixed-Rate vs. Adjustable Rate Mortgages

Fixed rate versus adjustable rate mortgage

Navigating the home financing process can be rather confusing, particularly if this is your first time buying a house. You need to consider several features and options to determin ...

7 Smart Tips for First-Time Home Buyers

Tips for first-time home buyers

If you’re a first-time home buyer, you can expect to encounter a few challenges as you search for your ideal starter house. The process can be stressful, so workin ...

When Is the Best Time to Buy a Home?

best time to buy a home

Is now the best time to buy a home? That’s what some real estate agents believe. But, because this is a highly personal decision, the same answer isn’t right for every buyer. T ...

Mortgage 101: What NOT to Do After Applying for a Home Loan

applying home loan

Applying home loan can be fraught with peril. However, once you get through the mortgage pre-approval process, you can rest easy in knowing that the lender is likely to fund your h ...

Making Sense of Utah Mortgage Rates: What You Need to Know

pre-qualification or pre-approval mortgage

Home mortgage pre-qualification and pre-approval are not one and the same, despite what you may believe. If a lender has pre-qualified you for a mortgage, it doesn’t mean you wil ...

5 Costly Mortgage Mistakes You Don’t Want to Make

mortgage mistakes

Many homebuyers are unfamiliar with mortgage and the world of home financing, making costly mistakes all too common. With the right information and advice, however, ...

What Credit Score Do You Need to Buy a House in Utah?

Credit Score Buy a House

If you would like to buy a house in northern Utah, how high does your credit score need to be? This is one of the most commonly asked questions, both by first-time buyers and exper ...